KANSAS ASSOCIATION OF PRIVATE INVESTIGATORS

P.O. Box 2111

Overland Park, KS 66201-1111

Private Detective Insurance Information

KAPI has established a working relationship with a Kansas insurance agency in Miami County to facilitate access to professional liability insurance which satisfies the Kansas licensing requirement found in KSA 75-7b16. KAPI has also identified other sources for similar insurance; the details are listed below:

• Insurance Agency: Elliott Insurance Group, P.O. Box 639, Louisburg, KS 66053 913-837-5125 Website
  
  
  • Insurer:Varies - First Mercury Insurance Company, Southfield, MI
    [carriers not regulated by Kansas Insurance Commissioner]
    
  • Coverage Type: Professional Liability, Errors & Omissions
    
  • Coverage Amount: $1,000,000 per occurrence $2,000,000 aggregate
    
  • Covered Activities: Private Detectives, Investigators, and Private Security
    
  • Excluded Activities: Bail Bond Operations and Auto Repossession. Additional fees are being charged for retail security operations.
    
  • Cost: Varies dependent upon operations: $800 - $2,000
    
  • Additional coverage for excluded areas, additional employees in small agencies, additional insured (regulating agencies or clients), etc. may be available for additional insurance charge.
  
  
• National Council of Investigation and Security Services, 7501 Sparrows Point Blvd, Baltimore, MD 21219-1927
  
  
  • Requires membership in NCISS for special policy
    
  • NCISS Web Site
    
  • NCISS E-Mail
  
  
• AMIS
  
  
  • AMIS is operated by a former private investigator; KAPI officers met the man at NCISS Convention in 2004; seemed easy to deal with on private detective issues. Stated they can sell directly to Kansas private detectives.
    
  • AMIS website
    
  • AMIS PI Insurance Application
  
  
• THE MECHANIC GROUP
  Offers a wide variety of insurance for private security operations. Recommended by NCISS members in the Association Advisory Council meeting in 2006.
  • Phone: 1-800-214-0207 Fax: 1-845-735-8383
  • Mechanic Group website
  • Email: info@mechanicgroup.com
  
  
• Costanza Insurance
  
  
  • Constanza is a Texas Company that advertises in a lot of investigator oriented publications.
    
  • Costanza website

The KBI maintains a listing of current agencies that are writing insurance for Kansas private detectives. Contact the licensing agency for a copy; the state Department of Insurance will not be able to provide a list of insurers.

The federal Terrorism Risk Insurance Act is requiring that you either decline or be charged extra for losses associated with terrorist actions.